SEPA Documents
ISO 20022 Payments Guide
The purpose of this Guide is to describe the usage of the ISO 20022 Payment Initiation – message (Customer-to-Bank) in SEPA credit transfer. This description is based on the cur-rent accepted SEPA Credit Transfer Implementation Guideline version 5.0. In addition to the SEPA credit transfer requirements, banks may also agree on more extensive use of data elements, or on Additional Optional Services (AOS). The additional details will only be forwarded between banks who have agreed on the use of AOSs.
ISO20022 Payment Guide
AOS
AOS Banks in Finland
Banks, that would like to join Finnish AOS services, are kindly asked to contact FFI at payment.support@fkl.fi.
AOS1 Payment Date
Description of the SEPA Credit Transfer AOS2 for Finland (update 11/2010)
IBAN
International Bank Account Number (IBAN) in payments
Bank Transfer
Bank Transfer Guidelines
SEPA Credit Transfer Character Set
Electronic Account Statement
Global Structured Creditor Reference
Introduction of the Global Structured Creditor Reference in Finnish companies
Reference Number
The reference number and the check digit
EMV Payment Terminal System
EMV Payment Terminal System, functional description v 4.2
Bank Bar Code Guide
Bank Bar Code Guide version 5.3 (8.11.2012)